Insurance Companies Say Nathan Carman’s Boat Was Not Seaworthy When It Sank, Deny Coverage – Hartford Courant

Nathan Carman had three chances to activate the emergency beacon on his boat that would have alerted the Coast Guard to his craft’s location before it sank but didn’t do so even though the beacon was located right above the emergency kit he grabbed and took with him in the life raft, according to court documents.

More details about the final minutes of the Chicken Pox before it sank in Block Canyon, apparently taking his mother, Linda Carman, down with it, are contained in a federal court filing by two insurance companies that argue they should not pay Carman’s claim because he altered the boat and made it unsafe.

National Liability & Fire Insurance Co. and Boat Owners Association of the United States have asked for a declaratory judgment in U.S. District Court in Rhode Island and are refusing to pay the $85,000 policy that Nathan Carman had on the boat.

Nathan and Linda Carman were reported missing Sept. 18 while on a fishing trip. They left from South Kingstown, R.I., late at night to go tuna fishing in Block Canyon, an area where Linda Carman had not wanted to fish.

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